Avarento
No bill should be a surprise. Avarento is a budgeting app, based on the classic envelope system. You have an "envelope" for rent, another one for groceries, and even for the unpredictable ones or the ones that turn up once a year.
Free stays free. Premium adds the extras.
Free: €0 forever. A real plan, not a trial. It does not run out, and you do not need a card.
Premium: €24 a year or €2.50 a month. Share a budget with the people you share money with. Up to 5 budgets instead of 1. Net worth, spending by category, and income against expense over time. Alerts when a category is overspent, a bill is due, or a target is falling behind.
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